Spending and Budgeting

We’re going to shift gears just slightly to start thinking about our spending habits.

Spending wisely starts with that – getting a handle on what’s coming in and what’s going out. It’s pretty easy to do, too. Start by taking an inventory of all the ways you’re spending money. You can download an app to track your spending (like Mint) or save and track all your receipts for at least three months. And don’t forget about the expenses that might happen only once or twice a year, because those can add up, too. 

If you're looking for a way to track your budget, feel free to download the spreadsheet below for a start!